Fundbox is a better choice for businesses that need short-term working capital, because the lender kvb personal loan apply a line of credit up to 100,000. Borrowings on the line of credit are repaid weekly for up to 12 weeks, and funding is as fast as the next business day. Qualifying requires a minimum 50,000 annual revenue and three months in business. If you have unpaid customer invoices, Fundbox also offers invoice financing.

Theres no credit check or minimum annual revenue requirements, but you must use online accounting software that can link to Fundbox, such as QuickBooks, FreshBooks or Harvest.

Fundbox provides an unsecured cash advance - no collateral or personal guarantee required - for up to 100 of the value of your invoices.

Funding typically comes through in one to three business days. After receiving the cash advance, youll repay it in 12 or 24 equal weekly installments, plus a fee. If your customer pays you before then, you can repay the advance in full to save on fees, with no penalties.

Secured loan cash collateral.

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