The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk. If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast.

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Personal loan rates by credit score

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Personal loan rates by credit score

50 percent of car value: While the maximum loan amount varies, the amount a person can receive for a title loan is never more than half cash loans center usa their cars value. One paycheck: Payday loans can be for any amount, but they are traditionally only written in the amount of one full paycheck (or less) so borrowers will have the money in their account when their check is cashed. Length of loan. Title and payday loans are short-term loans, meaning borrowers get the money quickly but also have to pay back the amount they owe with interest in a limited amount of time.

The length of time a borrower has to pay back their loan varies from lender to lender, but there are some industry standards. 30 days: A common amount of time allowed for title loan repayment is 30 days.

Personal loan rates by credit score