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At some point last year, she started getting calls from people-some in tears-making payments to Cash Biz through the court. A collection agency was threatening them that they were going to be taken to jail, Cinque said.
To her, it sounded like the debt was being collected from two directions-a debt-collection company and through the court.
She told Cash Biz to stop filing hot-check complaints as long as the company was second chance payday advance debt collectors. The court, Cinque said, gives borrowers as much time as possible to pay and tries to avoid issuing warrants. Almost all of the cases in Lawrences Harris County court emanate from Cash Biz, which appears to have found a way around the prohibition on prosecuting held or post-dated checks.
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